| Everyone gets into a money crunch now and | | | | depending on how often and how much you |
| then and has to look for ways to save money in | | | | typically spend eating out. |
| the budget. If money is tight and you need to find | | | | Ways To Save Money #3: Brown bag your lunch. |
| ways to save money, there are some simple | | | | I know it sounds boring but it doesn't have to be. |
| things you can start doing today that will make a | | | | The fact is preparing your lunch at home is one |
| difference in your bottom line. It boils down to | | | | of the easiest ways to save money. Make salads |
| making choices between needs and wants. Here | | | | and sandwiches that you enjoy, or take leftovers |
| are some easy ways to save money by | | | | from last night's dinner. Potential savings - If you |
| evaluating your current spending choices: | | | | typically spend $5 per day on lunches that equals |
| Ways To Save Money #1: Downgrade your cable | | | | $25 per week or a $100 per month savings if |
| TV or get rid of it altogether. | | | | you brown bag it all month. |
| Have you looked at your cable TV bill lately? You | | | | Ways To Save Money #4: Get rid of your |
| may be paying for services or channels that you | | | | cellphone or switch to a lower priced plan. |
| are not watching. Now is the time to reassess | | | | Are you really using all those special features? Do |
| your TV habits and decide if the few shows you | | | | you use your cellphone or is it for emergencies |
| watch are worth the $50 or more per month bill. | | | | only? Check with your service provider about a |
| Check the available packages to see if maybe a | | | | lower priced plan that will still meet your needs or |
| lower priced option would work for you or | | | | get rid of it altogether. Potential savings - $35 or |
| consider giving up your cable TV for a trial period, | | | | more per month depending on your cell phone |
| say a few months. You might find that you don't | | | | plan. |
| really miss it. Potential savings -$50 or more per | | | | Ways To Save Money #5: Cancel memberships |
| month depending on cable TV packages. | | | | to places such as gyms or local clubs. |
| Ways To Save Money #2: Learn to cook at | | | | Many times these fees are automatically |
| home and stop all the restaurant dining. | | | | deducted from your checking account whether |
| If your budget needs a drastic overhaul, give up | | | | you use the service or not. Potential savings - $50 |
| dining out for one month. Borrow a basic | | | | or more per month depending on membership |
| cookbook from the library and whip up some | | | | fees. |
| easy meals. Potential savings - $100 or more | | | | |