Spending Money Within $300

think this is a joke spending money only $300 aahead of time. You only need to do this once as
month for the whole family? With this tightmany of the items (Cereal, meat etc.) will need to
budget, what sort of food would make the list?be repurchased each time. Other items (sugar,
Could you save $25 a month on groceries? Howflour etc.) may be substituted every other month.
about $50 or $100? Possibly you could cut your billIn this example you have $200 left.
by almost 50% if you consider some of the5. Have a schedule of meals that you can rotate.
following suggestions:Cheap, healthy meals like stir fry can be
1. Divide the budget you have into threeinexpensive as they use less meat than full pieces
categories; weekly, bi-weekly and monthly. Onceof chicken or beef for dinner. Plan to have a meat
you have the totals fixed, try to find a way tomeal offset by a simpler dish like pasta every
make it work. If you budgeted too tight, onlyother night. This way your family will not go
then consider how much more you really need tothrough 'feast-and-famine' when they eat like
spend.kings the first week and are eating canned chili
2. Identify your WEEKLY needs; milk, bread, fruits.every night for the last week.
These will be your saving graces when the troopsAlways determine your meals based on what you
are hungry. You can load up every week andreally plan to cook. If you have easy weeknight
always have a healthy snack available. Think aboutstaples, try to find the cheapest method of
$15/week.preparing them, or make do with less pre-
3. Identify your BI-WEEKLY needs; eggs, cheese,packaged affair on other nights when you have
vegetables, meat and cheese for sandwiches etc.more time. Using items like frozen vegetables can
These items have a slightly longer shelf life butmake eating cheap also healthy and convenient.
you will watch how much you use when youClearly the $300 suggestion will depend on your
know there's still four days until your nextfamily, the age of your children and how much
purchase. Try $20 every two weeks.your budget really allows. Whatever your budget,
4. Get the remainder of your groceries in onetaking the time to draw up a plan and think about
place. Use cash to pay (to avoid temptation ofyour choices will guarantee that you keep more
over spending) and work out your shopping listcash in your wallet for other important things.